Transparent Pricing for Physical Therapy in Alameda

 

Effective October 1, 2026

A full hour with your therapist, and pricing you can read at a glance.

Every visit is scheduled for an hour with your board-certified therapist — no double-booking. Choose self-pay for the lowest rate, or pay our out-of-network rate and submit for reimbursement.

Packs never expire — use them at your own pace. FSA / HSA accepted on both tracks.
How do I find out my OON Benefits?

Self-pay — the simplest way to pay

Skip insurance entirely for a straightforward discounted rate. Pay at the time of service and you're done — no superbill, no claims, no waiting on a reimbursement check.

Full Self-pay (Not Submitting a Superbill)
Initial evaluation $235 
Single session $220 
4-session pack $840 - Used at your pace ($210/visit) 
8-session pack $1,600 - Used at your pace ($200/visit)
Self-pay = lowest rate, nothing to submit

Out-of-network — use your PPO benefits

You pay OSO at the time of service and we hand you a superbill after every visit. Submit it to your insurer and let your out-of-network benefits reimburse you directly.

OON (Submitting a Superbill) 
Initial evaluation $275 
Single session $240 
4-session pack $920 - Used at your pace ($230/visit) 
8-session pack $1,760 - Used at your pace ($220/visit)
Out-of-network = itemized superbill to submit to your PPO for Reimbursement based on your plan 
FSA / HSA accepted and Packs never expire.

Why patients choose self-pay

  • No deductible to hit first — your discounted rate applies from your very first visit.
  • No prior authorizations, referral requirements, or visit limits set by a plan.
  • Simpler billing: pay at the time of service and you're done, with nothing to submit.
  • A strong option if your out-of-network deductible is high enough that reimbursement wouldn't cover much anyway.
  • FSA / HSA cards welcome

How reimbursement works, step by step

  1. Pay OSO at the time of your visit. We give you a superbill — an itemized receipt with your diagnosis and CPT codes — after every session.
  2. Submit the superbill to your insurer through your member portal, by mail, or by fax.
  3. Most PPO plans reimburse within 2–4 weeks, paid directly to you.

Check your out-of-network deductible and out-of-pocket max before your first visit. HMO plans typically don't offer out-of-network reimbursement. FSA / HSA accepted. 

 

FAQ's

What's the difference between self-pay and out-of-network?
Both give you the same full one-hour appointment with your therapist. Self-pay is a lower flat rate with nothing to submit. Out-of-network costs a little more but comes with a superbill you can send to a PPO plan for possible reimbursement — worth it if you've met your out-of-network deductible.
Do session packs expire?
No. Packs are used at your pace, so you can spread visits out however your recovery needs — weekly, biweekly, or as tune-ups over time.
Can I use my FSA or HSA card?
Yes, on both the self-pay and out-of-network tracks. Physical therapy is an eligible expense, and we're glad to provide documentation your plan administrator may ask for.

Not sure which rate is best for you?

Call us before your first visit and we'll walk through your options with you

© 2026 OSO Physical Therapy · Rates effective October 1, 2026 Always One on One · Board-certified (OCS) therapists · FSA / HSA accepted
Insurance Guide Contact OSO to Start PT Today

Good Faith Estimate

  OSO Physical Therapy PC provides "out-of-network" or "private pay" services, providing a Good Faith Estimate (GFE) is a legal requirement under the No Surprises Act (effective January 1, 2022).

 

 

Good Faith Estimate Notice

Provider: OSO Physical Therapy

Website: osophysicaltherapy.com

Your Right to Receive a Good Faith Estimate

Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • Transparency: You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

  • Timing: Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • Dispute Resolution: If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Record Keeping: Make sure to save a copy or picture of your Good Faith Estimate.

Estimated Costs for Physical Therapy Services

The following table outlines the standard charges for common services at OSO Physical Therapy. Please note: Total costs will depend on the duration and frequency of treatment recommended during your initial evaluation.

Service Code (CPT) Description Estimated Rate
97161 – 97163 Initial Physical Therapy Evaluation $60
97110 Therapeutic Exercise (per 15 min) $60
97112 Neuromuscular Re-education (per 15 min) $60
97140 Manual Therapy (per 15 min) $60
97530 Therapeutic Activities (per 15 min) $60

Important Disclaimers

  • This Good Faith Estimate shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created.

  • The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur.

  • This estimate is not a contract and does not require you to obtain the services from OSO Physical Therapy.

Questions or Disputes?

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call the No Surprises Help Desk at 1-800-985-3059.